**New Video Alert!
New SBA rules for buying a business take effect October 1, 2026—and there's already plenty of confusion about what they actually mean.
In this video, I break down the major SBA changes affecting business acquisitions, including the 10% equity injection requirement, seller financing, investor capital, debt service coverage, Quality of Earnings reports, real estate amortization, and longer seller transition periods. I also explain why I believe many of these changes could actually benefit first-time business buyers.
The goal shouldn't be to buy the biggest business possible with the least amount of your own money. It's to acquire a good business with enough financial resilience to survive after closing.
If you're planning on buying a business with an SBA loan, understanding these new rules—and discussing your specific deal with an experienced SBA lender—is essential.
Cheers
See you over on YouTube:https://youtu.be/FMUz_guEpMc
David C Barnett
