Business and Asset Values- New Book Launches TODAY!!

 

Buy Books. Get Access to special meetings, events and a private dinner with David C Barnett.

To celebrate the launch of my new book, Business and Asset Values, I’m offering a series of special bulk-purchase packages through September 30, 2026.

The idea is simple:

Put useful books into the hands of your clients, colleagues, employees, members or prospects — save substantially on the cost of each book — and I’ll add opportunities to learn more from me at no extra cost.

These offers range from a private launch workshop all the way to bringing me in for your own virtual client-facing event — or sitting down together over a non-virtual dinner and spending the following morning working on your business.

All packages include hardcover copies of Business And Asset Values with standard shipping to one address in Canada or the continental United States.
(If you’re in another country, contact us for a price. See the bottom of the post)

First, Some Perspective on the Book Price

The hardcover edition of Business and Asset Values retails on Amazon.com for USD$39.99 per copy.

In Canada, that’s  more than CAD$50 per copy.

The September launch packages below give you substantial savings on every hardcover book you purchase — with shipping included to one address — plus access to me that isn’t available when you simply order copies from Amazon.

Get single copies, Kindle or Audio on any Amazon Store: [Buy in Canada]  [Buy in USA]  [Buy in UK]

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10 Hardcover Copies

USD$319 delivered in the USA

CAD$399 delivered in Canada 

Save more than $8 per book in the USA.

At the regular Amazon.com hardcover price, 10 books would cost USD$399.90.

In Canada, your delivered price works out to just CAD$39.90 per hardcover — even though Amazon.ca currently charges more than CAD$50 for the paperback.

And the books aren’t the only thing you get.

Your purchase also includes one seat at my private 120-minute Business and Asset Values ** Launch Workshop & Ask-Me-Anything.**

This will be a live, interactive session where you can bring questions about:

·       business valuation

·       machinery and equipment values

·       buying or selling a business

·       financing

·       negotiating value

·       understanding appraisal reports

·       unusual valuation situations

·       or anything else within my areas of expertise

This isn’t intended to be another webinar where you quietly watch a presentation.

Bring your questions. If there are a lot of qualifying customers, we will have more than one session to make it easier for your schedule.

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25 Hardcover Copies

USD$679 delivered in the USA

CAD$799 delivered in Canada

Save almost $13 per book in the USA.

At the regular Amazon.com hardcover price, 25 books would cost One Thousand Dollars!

Your September launch price is USD$679 delivered.

That’s a savings of USD$320.75 — or USD$12.83 per book.

In Canada, your delivered price works out to just CAD$31.96 per hardcover — substantially less than the price on Amazon.ca.

Plus, you’ll receive:

·       25 hardcover copies of Business And Asset Values

·       Two seats at the 120-minute Launch Workshop & AMA

·       A private 25-minute phone meeting with me

So you’re not only saving more than USD$300 compared with buying 25 hardcovers individually on Amazon.com.

You’re also getting private access to me.

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50 Hardcover Copies

USD$1,199 delivered in the USA

CAD$1,399 delivered in Canada

Save more than $16 per book in the USA.

At the regular Amazon.com hardcover price, 50 books would cost $2,000!

Your September launch price is USD$1,199 delivered.

That’s a savings of USD$800.50 — or USD$16.01 per book.

In Canada, your delivered price works out to just CAD$27.98 per hardcover — nearly half the current Amazon.ca price of a single copy.

Plus, you’ll receive:

·       50 hardcover copies

·       Four seats at the Launch Workshop & AMA

·       A private 55-minute phone consulting session with me or two 25-minute calls.

Give the books to clients. Send them to prospects. Put them into the hands of employees, referral partners or professional colleagues.

You’ve already received substantial value simply from the bulk-book savings.

The private time with me is on top of that.

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Want to Do Something Bigger?

At 100 copies, this stops being simply a bulk-book offer.

It becomes an opportunity to bring me into your organization — or put me in front of your clients and prospects.

100-Copy Private Event Package

USD$2,599 delivered in the USA

CAD$3,199 delivered in Canada

You’ll receive:

·       100 hardcover copies of Business And Asset Values

·       Eight seats at my Book Launch Workshop & AMA

·       A private 90-Minute virtual session with me for your organization

And that session does not have to be internal.

You could make it a client-facing event.

Imagine you’re a:

·       bank or credit union

·       accounting firm

·       law firm

·       wealth-management practice

·       business brokerage

·       commercial lender

·       professional association

·       economic-development organization

You could invite your own clients, members or prospects to a special private session with me.

“Business And Asset Values with David C. Barnett — Presented by [Your Organization]”

Your organization can use the event to create value for its own relationships — and put itself at the centre of the conversation.

Invite business-owner clients.

Invite people thinking about buying or selling businesses.

Invite borrowers who need to better understand what lenders look at.

Invite professional referral partners.

I’ll deliver a useful session, take questions, and help you create an event that positions your organization as the one bringing valuable expertise to its clients and community.

And you’ll have 100 hardcover books that can be distributed before the session, given to attendees, sent to important clients, or used in your own marketing.

In other words, this package gives a professional practice, bank, credit union or other organization a way to bring me in to do something promotional for you and your relationships — while also putting 100 copies of the book into circulation. (You could even affix your own branding, messaging and contact info inside the front cover if you like. Just get stickers printed up.)

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And Then There’s the ‘Big Boss at the end of the Level’ Offer.

The 200-Copy Private Advisory Experience

USD$7,199 — books delivered in the USA

CAD$8,499 — books delivered in Canada

You’ll receive:

·       200 hardcover copies of Business And Asset Values, delivered to one address

·       Dinner with me in person at a nice restaurant

·       A private three-hour consulting session the following morning

Yes, this one is intentionally audacious.

The books aren’t really the whole offer anymore.

This is for someone who wants to put 200 copies into circulation and spend meaningful private time working with me on their business, deals or strategy.

Bring the decisions, questions and opportunities that matter most to you.

We might talk about:

·       a business you own

·       a business you’re considering buying

·       preparing a company for sale

·       valuation

·       financing

·       deal structure

·       asset values

·       negotiations

·       growth

·       strategy

·       or another issue within my experience

You can also include members of your leadership or professional team in the 1/ 2 day session.

The dinner and consulting session can take place in Moncton, New Brunswick, or at a mutually convenient location where I am already travelling.

If you’d like me to travel somewhere specifically for your meeting, we can arrange that separately with reasonable travel and accommodation expenses additional.

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Why Would Anyone Need 10, 25, 50, 100 or 200 Books?

Maybe you’re a lender who wants commercial account managers and important business clients to better understand value.

Maybe you’re an accountant or lawyer who regularly advises business owners.

Maybe you’re a business broker who wants something valuable to put into the hands of prospective sellers.

Maybe you’re an association looking for a meaningful member benefit.

Maybe your professional practice wants to host a client event that people will actually be interested in attending.

Or maybe you simply know a lot of people who would benefit from understanding how business and asset values really work.

Books are unusual promotional items.

People don’t throw them away very easily.

They sit on shelves.

They get passed along.

They get referred to.

What if your business card or personal note with cell number was inside the front cover?

And when someone eventually has to make a decision involving the value of a business or an asset, I want Business And Asset Values to be the book within reach.

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Choose Your Level of Access

10 copies — Save $8+ per book and join me.

25 copies — Save almost $13 per book and talk with me.

50 copies — Save $16+ per book and work with me.

100 copies — Bring me virtually to your clients or organization.

200 copies — Sit down with me in person.

September 30 Is the Deadline

These are launch offers.

They are available through September 30, 2026, and then they’re gone.

All packages include hardcover copies of Business And Asset Values and standard shipping to one address in Canada or the continental United States. Applicable taxes are additional. (Contact us for any other country.)

If you’d like to put Business and Asset Values into the hands of your clients, colleagues, members, employees or prospects — save substantially on the books — and get some direct access to me at the same time, choose the package that makes the most sense for you:

Order 10 USA or order 10 Canada

Order 25 USA or order 25 Canada

Order 50 USA or order 50 Canada

Order 100 USA or order 100 Canada along with the interactive private event.

Order 200 USA or order 200 Canada along with dinner and the ½ day consulting session.

Having trouble? Or, for international orders- email us at info@alpatlantic.com. Include your

1.      Your name,

2.      Business name,

3.      Shipping address

4.      Phone number

5.      and the number of books you want.

We will send you an invoice with credit card payment link.

Your Business Software wants you to borrow money

**New Video Alert!

In this video, I explore the growing world of embedded business financing and why small business owners need to understand the real cost before accepting an instant funding offer.

We discuss merchant cash advances, APR, fixed fees, daily repayments, cash flow pressure, and financing offered through platforms already deeply integrated into your business.

Convenience doesn't necessarily mean good financing. A lender deciding that you can repay the money is very different from determining whether borrowing it is actually good for your business.

Before accepting any business financing offer, calculate the true APR, understand its impact on your cash flow, and compare it with bank loans, credit unions, SBA programs, supplier credit, equipment financing, and other alternatives.

Cheers

See you over on YouTube: https://youtu.be/BxVDPbSVJyo 

David C Barnett

Can You Really Buy a Business With No Money Down?

The idea of buying a business without using any of your own cash sounds attractive—and in some situations, it may be possible.

But there's an important distinction:

Using none of your own cash is very different from having no financial resources at all.

Successful acquisitions still require lenders, sellers, or investors to believe there is enough financial strength behind the transaction.

Cash Flow Isn't Enough

Imagine a business generates $200,000 in EBITDA and the proposed financing requires roughly $100,000 in annual debt payments.

The cash flow may appear sufficient.

But lenders don't evaluate acquisitions based on cash flow alone. They also want to understand the buyer's equity, collateral, experience, and ability to survive if the business performs worse than expected.

Why Lenders Want Buyer Equity

Banks generally want buyers to have meaningful financial exposure to the transaction.

If the buyer contributes nothing, lenders may wonder what prevents that buyer from walking away when the business encounters difficulty.

Having equity at risk creates alignment between the buyer and lender.

Asset-Based Lending Has Limits

Some buyers attempt to finance acquisitions using the assets already inside the target business.

Equipment, inventory, and receivables can certainly support financing, but asset-based lenders generally focus on liquidation value, not the full retail or market value of those assets.

That often means:

• Less financing than expected
• Higher borrowing costs
• Additional collateral requirements

Owning valuable equipment does not automatically create enough financing to purchase the entire company.

Seller Financing Can Fill the Gap

If lenders provide only part of the purchase price and the buyer contributes little or nothing, the remaining financing often has to come from the seller.

That can require the seller to:

• Finance a significant percentage of the deal
• Accept a secondary lending position
• Trust the buyer's operating ability
• Take considerable repayment risk

Understandably, many unrelated sellers may be uncomfortable accepting that level of exposure.

Where "No Money Down" Deals Really Come From

Some buyers successfully acquire companies while using very little cash from their personal bank account.

But they may still have access to:

• Home equity
• Existing business assets
• Investment resources
• Insurance cash value
• Outside investors
• Strong personal or corporate balance sheets

So while little cash may change hands from the buyer personally, substantial financial resources are still supporting the transaction.

Existing Business Owners Have an Advantage

Buyers who already own profitable companies may have more financing options.

Instead of viewing the acquisition as an entirely new venture, a lender may evaluate the combined financial strength of the existing company and the business being acquired.

Strong cash flow, assets, and equity in an existing operation can make financing significantly easier.

Focus on Financial Strength, Not Marketing Claims

A good business acquisition isn't about finding a clever way to avoid contributing money.

It's about creating a financing structure where the buyer, seller, and lenders are comfortable with the risks involved.

The strongest transactions combine adequate cash flow, reasonable debt, sufficient equity, and buyers who have the resources to handle unexpected problems.

Key Takeaways

Buying a business without using much personal cash can be possible, but that doesn't mean the buyer brings nothing to the transaction. Lenders and sellers still expect financial strength, equity, collateral, or other resources that reduce their risk.

👉 Want deeper dives like this? Join my email list at DavidCBarnettList.com for early access to videos, insights, and 7 free bonus gifts.

The Truth About 'Unbankable' Businesses and How to Get Funded Marshall Lebovitz

 

In this "best-of" interview, I sit down with lending advisor Marshall Lebovitz to explore financing options for businesses that don't fit traditional bank lending criteria.

We discuss why healthy and growing businesses can still be considered "unbankable," asset-based lending, working capital, accounts receivable and inventory financing, alternative lenders, and why the cheapest loan isn't necessarily the best financing solution.

Marshall also explains how to evaluate the real cost of borrowing, recognize potentially dangerous loan structures, and understand your business from a lender's perspective before you start looking for capital.

Watch the video and discover how to fund a business when traditional banks say no. https://youtu.be/R3otn4AnJSo 

Cheers

David C Barnett

New SBA rules Nobody is Talking about and how they're GOOD For buyers

 

**New Video Alert!

New SBA rules for buying a business take effect October 1, 2026—and there's already plenty of confusion about what they actually mean.

In this video, I break down the major SBA changes affecting business acquisitions, including the 10% equity injection requirement, seller financing, investor capital, debt service coverage, Quality of Earnings reports, real estate amortization, and longer seller transition periods. I also explain why I believe many of these changes could actually benefit first-time business buyers.

The goal shouldn't be to buy the biggest business possible with the least amount of your own money. It's to acquire a good business with enough financial resilience to survive after closing.

If you're planning on buying a business with an SBA loan, understanding these new rules—and discussing your specific deal with an experienced SBA lender—is essential.

Cheers

See you over on YouTube:https://youtu.be/FMUz_guEpMc 

David C Barnett

Royalty Financing When Buying a Business

What happens when a seller believes their business is worth much more because of its future potential, but the buyer isn't willing to pay today for growth that hasn't happened yet?

Royalty financing can provide a solution.

Instead of forcing both sides to agree on the future value of the company, part of the seller's compensation can be tied to what the business actually achieves after closing.

What Is Royalty Financing?

In a business acquisition, a royalty is a future payment tied to a measurable aspect of the company's performance.

The payment might be based on:

• Revenue

• Units sold

• Customers acquired

• Specific products or services delivered

• Growth above an agreed threshold

This allows the buyer to pay for proven performance rather than projections.

Bridging a Valuation Gap

Royalty financing can be particularly useful when buyers and sellers disagree about future growth.

A seller might argue that new opportunities will dramatically increase revenue after the sale. The buyer, however, may see those projections as uncertain.

Instead of increasing the purchase price based on assumptions, the buyer can essentially say: If that growth happens, I'll pay you for it.

This creates a compromise between today's proven value and tomorrow's potential.

A Practical Example

Consider a business with valuable equipment and inventory but unreliable financial records.

Rather than paying a large amount for uncertain goodwill, a buyer could pay fair market value for the tangible assets at closing and then provide the seller with a royalty based on future sales.

If customers continue buying because of the company's established reputation, the seller receives additional compensation.

If that expected goodwill doesn't produce results, the buyer hasn't overpaid for it.

Royalties Can Be Based on Growth

A royalty doesn't necessarily have to apply to every dollar of revenue.

For example, the buyer and seller could establish a baseline revenue level and agree that the seller receives a percentage only when sales exceed that threshold.

This can be particularly effective when a seller predicts significant growth but can't demonstrate it through historical financial results.

Financing Can Create Challenges

Royalty financing isn't appropriate for every acquisition.

Traditional lenders may have difficulty evaluating transactions where future payments are unknown because those obligations can affect debt-service calculations.

Depending on the financing program and jurisdiction, lenders may prefer a fixed seller note or another structure instead.

That's why royalty arrangements should always be considered alongside the rest of the acquisition financing.

Aligning the Seller With Future Success

One advantage of royalties is that they can keep the seller financially interested in the company's future.

A seller who benefits from future growth has a reason to continue making introductions, referring customers, and supporting the transition.

When structured properly, the buyer avoids paying upfront for uncertain performance while the seller retains the opportunity to benefit if their expectations prove correct.

If you want to learn more about buying businesses and structuring deals while controlling risk, visit BusinessBuyerAdvantage.com.

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Key Takeaways

Royalty financing can bridge valuation gaps by making part of the purchase price dependent on actual future performance. It allows buyers to avoid paying upfront for unproven growth while giving sellers additional upside when their expectations become reality.

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👉 Want deeper dives like this? Join my email list at DavidCBarnettList.com for early access to videos, insights, and 7 free bonus gifts.