Are seller notes part of the downpayment

 

Ricardo asks some great questions about seller financing….
But part of his assumption is not correct.
It’s a mistake I’ve seen a lot of people make.
So, this week we’re going to address whether or not a seller financing note is part of your
down payment or not.
Why not, and if it ever could be.
If it were, what would that look like?
I’ll tell you and you may be surprised that some sellers will accept it like this.
Watch here now: https://youtu.be/Q-SPUDecLqI 
Learn how to buy a business at https://www.BusinessBuyerAdvantage.com 
Book a call with me at https://www.CallDavidBarnett.com 
Join me on Twitter: https://www.twitter.com/dbarnettmoncton 
Books can be found in my Amazon store: https://www.amazon.com/shop/davidbarnett 
Stop missing my new videos. Join my email list here: https://www.DavidCBarnettList.com   
Want to look dangerous like David? Jeff Alpaugh Customs has a special offer for you: https://www.JeffAlpaugh.com/DCB10  

21 Stupid Things People Do When Trying To Buy a Business: Learn how to avoid these awful novice mistakes

 

Do you suffer from ‘buyer fever’? Don't fall into the trap of creating a bank marketing package instead of buying your business.

To learn more, get my book 21 stupid things people do when trying to buy a business, which is available on Amazon.

21 stupid things people do when trying to buy a business:

https://amzn.to/3D73YiU

Link to my store here: https://amzn.to/3NlcsrD

How do you find business sellers

PPPPT- That’s the marketing mix for a small business….
Product
Place
Price
Promotion
Time
The problem of finding sellers of profitable small businesses is about being in their life BEFORE they decide to sell. 
I explain in this week’s video.
Watch here now: https://youtu.be/G4al3LJoFx0 
Learn how to buy a business at https://www.BusinessBuyerAdvantage.com 
Book a call with me at https://www.CallDavidBarnett.com 
Join me on Twitter: https://www.twitter.com/dbarnettmoncton 
Books can be found in my Amazon store: https://www.amazon.com/shop/davidbarnett 
Stop missing my new videos. Join my email list here: https://www.DavidCBarnettList.com   
Want to look dangerous like David? Jeff Alpaugh Customs has a special offer for you: https://www.JeffAlpaugh.com/DCB10
 

Smarter Than a Startup: The risk-reduced way to get the business of your dreams up and running

 

Risk-aversion is an important part of the entrepreneurial journey, but it can be difficult to master. This book will assist you in avoiding the pitfalls that can prevent you from going all in on your dreams.

Smarter than Start Up book link: https://amzn.to/3THskXB

Link to my store here: https://amzn.to/3NlcsrD

Live - Studying careers and journeys in business with Gavin Jocius!

 

New Livestream guest-> Gavin Jocius!

I’m happy to have Gavin join me on a live broadcast.

Gavin is an executive with over two decades of experience in information technology, operations, strategy and eCommerce marketing. 

Gavin is currently the Founder & Principal River Wise Ventures, which seeks to invest in and help grow start-ups with disruptive technology or services. 

Gavin’s prior roles include the Executive Vice President of Art

for Circle Graphics, responsible for Canvas on Demand, Great BIG Canvas, and

Imagekind, three leading online retailers of custom and licensed works of art,

the Director of Information Technology and Web Services at Duke University

Alumni Affairs and the Global Marketing Director at lulu.com, an online

publisher in Raleigh, North Carolina.  

Gavin holds a Masters of Arts and MBA from Duke University and hosts a popular podcast for business school students called Wisdom. MBA.

Tune in and as we’ll be discussing what Gavin has learned from hosing his podcast and listening to the stories of business school graduates.

***In particular--- I want to explore Gavin’s opinions on Intrapreneurship and how Entrepreneurs can create the opportunities and environment

to help grow businesses by taking advantage of the entrepreneurial spark inside

their company’s human resources.

This is a ‘must see event’ for anyone who is or will be the boss.

Be sure to join live so that you can ask questions, replay will be available.

Set yourself a reminder on YouTube here: https://youtu.be/Trvt4QAaeX0 

We’ll be going live Monday November 21, 5 PM Eastern Time and 6 PM 

See you there!

David C Barnett

Show sponsors:

www.jeffalpaugh.com/dcb10

https://www.SMBPodcastNetwork.com Sign up and receive weekly emails with the internet's best new conversations about small and medium sized business.

 

Live - Inflation and long-term low risk returns with Mark Willis

 

Inflation and long-term low risk returns.

New Livestream guest-> Mark Willis from Lake Growth Financial Services and host of Not Your Average Financial Podcast.

I’m happy to have Mark join me on a live broadcast.  It’s his 4th appearance on my channel!!

We’re going to be talking about managing cash in your personal and business life.

If you’ve heard him before, Mark teaches how to use participating whole life insurance policies as vehicles for cash liquidity.

The biggest feature of all being that the cash value grows over time and that you don’t have to qualify for credit to access the equity in these policies.

My question to Mark this time- How does inflation affect all of this?

Tune in to find out.

This is a strategy that I personally do.

This is a ‘must see event’ for anyone with good personal cash flow or a profitable business.

Be sure to join live so that you can ask questions, replay will be available.

Set yourself a reminder on YouTube here: https://youtu.be/c3XvRfKI5mg 

We’ll be going live November 17, 2022 at 12 Noon Eastern Time, 1:00 PM Atlantic Time

See you there!

David C Barnett

Show sponsors:

www.jeffalpaugh.com/dcb10

Do you need to tell the customers when a business is sold.

 

Todd wants to know what you have to tell the customers when a business is sold….

Do you need to tell them?

Or- can you keep it a secret?

Does it matter?

This week, we talk about the ‘depth’ of customer relationships and how this might impact how and what you tell customers when a business changes hands.

Watch here now: https://youtu.be/Fy2hmYcqhWc 

Learn how to buy a business at https://www.BusinessBuyerAdvantage.com 

Book a call with me at https://www.CallDavidBarnett.com 

Join me on Twitter: https://www.twitter.com/dbarnettmoncton 

Books can be found in my Amazon store: https://www.amazon.com/shop/davidbarnett 

Stop missing my new videos. Join my email list here: https://www.DavidCBarnettList.com   

Want to look dangerous like David? Jeff Alpaugh Customs has a special offer for you: https://www.JeffAlpaugh.com/DCB10  

Invest Local: A Guide to Superior Investment Returns in Your Own Community

 

Two ways to avoid inflation risk: do shorter-term deals of a year or less, so you have more opps. to adjust your rate of return, and invest in operating leases whereby you hold title to tangible things like vehicles and equipment.

To learn more, get my book Invest Local, which is available on Amazon link here: https://amzn.to/3gLAsaM

Link to my store here: https://amzn.to/3NlcsrD

An interesting discussion with Jason Pereira of Financial Planning for Canadian Business Owners.

On this episode, I will specifically discuss acquisitions with Jason Pereira, but not from the seller's perspective, but from the buyer's perspective.

Listen the podcast here:

Offset Clause in Seller Financing Notes

 

Ed wants to know how this looks….

Ed was watching my video about add backs and wanted to know how it looks when people trigger the offset clause in a seller financing note.

Not sure what I’m talking about? 

Learn about offset clauses, how and why they work and more in this week’s video…: https://youtu.be/WtA97RZ7OnQ 

Learn how to buy a business at https://www.BusinessBuyerAdvantage.com 

Book a call with me at https://www.CallDavidBarnett.com 

Join me on Twitter: https://www.twitter.com/dbarnettmoncton 

Books can be found in my Amazon store: https://www.amazon.com/shop/davidbarnett 

Stop missing my new videos. Join my email list here: https://www.DavidCBarnettList.com  

Want to look dangerous like David? Jeff Alpaugh Customs has a special offer for you: https://www.JeffAlpaugh.com/DCB10

Credit Card Advantage: Understand the Costs and Benefits for Your Business

 

Credit cards facilitate the achievement of strategic goals. They provide tools to help small business owners build and grow their businesses.

More information can be found in my book Credit Card Advantage, which is available on Amazon. Link here: https://amzn.to/3Dtpobn

Link to my store here: https://amzn.to/3NlcsrD

Live-Storytelling and the art of Small Business with Steve Baltzois

 

Storytelling and the art of Small Business

New Livestream guest-> Steve Baltzois

I’m happy to have Steve join me on a live broadcast.

He’s a Canadian who ended up in the film and TV industries in the US and Australia.

Steve will be joining me live from down under to discuss how stories can be used to differentiate businesses and transform your marketing message.

This is a ‘must see event’ for anyone who runs or wants to run a business.

Be sure to join live so that you can ask questions, replay will be available.

Set yourself a reminder on YouTube here: https://youtu.be/biHlDTNVnHU 

We’ll be going live November 07, 2022 at 5 PM Eastern Time and 6 PM Atlantic Time

See you there!

David C Barnett

Show sponsors:

www.jeffalpaugh.com/dcb10

https://www.SMBPodcastNetwork.com Sign up and receive weekly emails with the internet's best new conversations about small and medium sized business.

You don t know what will get you!

 

I say business is risky and the things that get you may surprise you…

Because these business owners and their stories will likely never be part of any Ted talk.

They’re comments about what can really happen in the world of small business.

But you can’t often hear them, because they’re whispers usually.

Check it out in this week’s video: https://youtu.be/MLFnt4hZQGc 

Learn how to buy a business at https://www.BusinessBuyerAdvantage.com 

Book a call with me at https://www.CallDavidBarnett.com 

Join me on Twitter: https://www.twitter.com/dbarnettmoncton 

Books can be found in my Amazon store: https://www.amazon.com/shop/davidbarnett 

Stop missing my new videos. Join my email list here: https://www.DavidCBarnettList.com   

Want to look dangerous like David? Jeff Alpaugh Customs has a special offer for you: https://www.JeffAlpaugh.com/DCB10  

Holiday Chat 2022 is now open

 

What is Holiday Chat?

If you follow my podcast or YouTube channels, you’ll know that each year I do a special consulting offer where I offer hour-long calls at a significant discount.

Instead of USD$250, they’re only $75!

What gives?

Well, there is a catch, of course.

These calls are recorded and made available to the public in two batches.

1.       Between Christmas and New Year, these calls are released to the members of this email list. That’s right, YOU.

2.       Next summer, they’ll be released on Fridays, one at a time on YouTube and via the podcast feed.

If you’d like to appear, you can choose to remain anonymous, it’s totally up to you.

Sign up now for a 2022 Holiday Chat call here: https://calendly.com/dbarnett/2022-holiday-chatsecretcode

Watch prior years calls on YouTube: https://youtube.com/playlist?list=PLqomziNDpylUvJtSM-8kxXAvHwdJVrmda

Listen to prior years calls on SoundCloud: https://soundcloud.com/dbarnettmoncton/sets/holiday-chat-2018-real-callers-real-small-business-deal-issues?si=8da81d8f69074c0189ca32fe6157376a&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing

 

Cheers

 

David C Barnett

How to Sell my Own Business Book

"An expert is one who has gained a thorough knowledge of the subject matter at hand and an ability to express that knowledge to other in a professional manner. "

This holiday season, a perfect gift for your friends, colleagues, family, or even yourself is something informative book to read. If you don't know how to sell your existing business, you can buy my book

How to Sell My Own Business on Amazon link: https://amzn.to/3SzUa6U.

Link to my store here: https://amzn.to/3NlcsrD