Thursday, December 25, 2014

Merry Christmas to all my readers

Merry Christmas everyone.  I'm looking forward to spending time with my children and family and friends.  I hope that your holiday is filled with fun, laughter and special moments.

Rest up.  You've got a big year ahead of you.

Dave

Monday, December 22, 2014

[VIDEO] The ultimate in reducing your lifestyle costs.. live in a van and retire by 40!

I came across Will Burson's YouTube channel a few months ago when he was talking about household budgets and his desire to be retired by 40.  Will came to the realization that while he didn't have the wealth or pension or passive income to live without working, he could pull it off if he drastically reduced his expenses.

Will's decision?  Convert a cargo van into a stealth camper and live in it full time.

Here's his final reveal after doing the conversion work.  Check out his channel to see the progress and his budget videos.

He now plans to work for a few more months and save up some cash but he's got a long term plan to live in this van off the rental income from one rental house he owns in Texas.

As a graphic designer, he's also got the option of doing freelance work via the internet to keep a small trickle of employment income coming in even if he decides to travel.

Fascinating, but probably not a solution for guys with little kids ;)


Friday, December 19, 2014

New Clarity.fm review posted

I just wanted to say thanks to Rick Stefanowski for leaving such a positive review on Clarity.fm.

If you ever want to talk to me about goals, local investing, buying or selling a business, or even home canning salsa you can reach me on Clarity.fm.

My advice page is at www.clarity.fm/davidbarnett




Source:Clarity Rick StefanowskiDec 18, 2014

Thursday, December 18, 2014

[AUDIO] Great discussion between Jack Spirko and John Publiano about starting a small business to build wealth.

I just finished listening to this recent episode of The Survival Podcast where host Jack Spirko interviews investment adviser John Publiano about starting and running a small business to build wealth.

I know many of you will find the conversation interesting.

Enjoy..

Click here to listen:

EPISODE-1482- JOHN PUGLIANO ON SMALL BUSINESS AS A WEALTH BUILDING TOOL


John Pugliano of Investable Wealth
John Pugliano of Investable Wealth

Wednesday, December 17, 2014

Merry Christmas! My gift shopping is done for my family and children. #cashchristmas No credit cards used.

I just finished wrapping up the Christmas gifts and placing them under the tree.  This year I got my shopping done early and didn't put anything on a credit card.  Living within your means makes the holidays (and January) that much merrier.


Decorations and selection of the tiny tree were done by the kids, of course.

Tuesday, December 16, 2014

[INTERVIEW] I speak to web marketing consultant Aaron Doucette about how he uses referral fees to grow his business and how you can use this to earn money.

Aaron Doucette is the guy who made and maintains my appraisal website and he uses referral fees to keep his sales pipeline full.  He explains how this could be used to create a part-time or supplemental revenue stream for you.

Learn more and see his portfolio at http://www.aarondoucette.com/


The Invest Local Book blog is all about small business, local investing, home economics, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.

Saturday, December 13, 2014

[VIDEO] Second Car Deal! This time it's done with a fist full of cash.. really, it's an impressive fan of hundreds..

Another update on the sale of my old car, unfortunately there's no note but I walk away with cash.



The Invest Local Book blog is all about small business, local investing, home economics, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.

Friday, December 12, 2014

Follow up article on the 'un-banked' discussing the huge profits the financial industry makes off those without bank accounts.

Earlier this year I did a post about the very powerful movie called SPENT.  It was about the unbanked population and how they face a difficult burden be existing outside the traditional banking system.  I came across this article today which relates to SPENT and thought I'd share.

Click here for the original post which contains the movie.




THE $103B BANK REVENUE STREAM [click to see original source]

News, Alternative Financial Service, Payment Methods- Dollars
pymnts_p
What's Next In Payments®
6:14 AM EST December 12th, 2014
Financially underserved consumers now spend more than $100 billion a year on financial fee and interest charges, according to a report released Thursday (Dec. 11) by the Center for Financial Service Innovation.
The CFSI estimated that underbanked U.S. consumers used $1.3 trillion in financial products and services in 2013 and spent $103 billion on the nonbank charges, up 7.1 percent from 2012’s $96 billion in charges. In 2014, that spending is projected to grow 4.6 percent to $107 billion, Credit Union Times reported.
Much of the growth came from expansion in subprime auto lending and auto leasing, which has been crowding out more expensive “buy here, pay here” auto-sales outlets.
Another growing niche: credit cards. “The increasing availability of subprime credit through credit cards has brought renewed strength to consumer solicitations and approvals in the Subprime Credit Card segment, a trend projected to continue in 2014,” the CFSI wrote. Secured credit cards also saw a sharp jump in revenue, driven by a 30 percent jump in average fees from 2012 to 2013. But those fees are expected to plateau in 2014.

Wednesday, December 10, 2014

[VIDEO] Update on Car deal. The buyer backed out, I still own my 11 year old Hyundai

A little update. The buyer backed out of the deal and so I'm looking for someone else to buy my car.



The Invest Local Book blog is all about small business, local investing, home economics, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.

Friday, December 5, 2014

[INTERVIEW] David speaks to Natural Born Coaches Host Marc Mawhinney about coaching as a business oppportunity.

My first video in a series about part-time business opportunities.  I speak with Natural Born Coaches host Marc Mawhinney about the business of coaching.



The Invest Local Book blog is all about small business, local investing, home economics, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.

Wednesday, December 3, 2014

[VIDEO] Turned my 11 year old Hyundai into a 52.68% Private Investment Note

I was watching the market for the car I wanted to buy and found a great deal so I needed to sell my old car. I turned it into a 52.68% yielding deal in only 4 days. I show you how, but you should really read my book. Invest Local available on Amazon.com.


The Invest Local Book blog is all about small business, local investing, home economics, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.