[VIEWER QUESTION] How can I boost the yield on a private loan note without changing the interest rate?

This week's video is about how to boost yield on a private note while keeping the same 'face rate' of interest.  Watch:

Then after I realized that I had made an error, I recorded this video...

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Chris' land deal - How do you figure out your yield when you buy low and sell at a profit on a note?

I show how to calculate the rate of return from buying low and selling high on a note in a land deal that was suggested by Chris.  In this example, Chris pays $2,500 for a piece of land and sells it for $5,000.  The buyer has a $1,000 down payment and will pay the balance over 36 months (3 years) with 8% interest.  What is Chris' rate of return on this investment? Hint: It's similar to a Lonnie Deal.

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The Invest Local Book blog is all about small business, franchises, local investing, home economics, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.  Follow me on FaceBook at www.FaceBook.com/DBarnettMoncton.

[VIDEO] Turned my 11 year old Hyundai into a 52.68% Private Investment Note

I was watching the market for the car I wanted to buy and found a great deal so I needed to sell my old car. I turned it into a 52.68% yielding deal in only 4 days. I show you how, but you should really read my book. Invest Local available on Amazon.com.


The Invest Local Book blog is all about small business, local investing, home economics, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.

Sweet 493% return on investment in 45 minutes!

I went to Sobeys yesterday and noticed that quarts of strawberries were on sale for $3.99.  I decided to buy two and make some jam since my neighbour had invited me to 'help myself' to her rhubarb.  I love strawberry rhubarb jam.

It took about 45 minutes to chop the fruit, heat it up, add sugar, bottle it and do the canning and  in the end I got seven 250ml jars, one 125ml jar and about 200ml in a tupperware container which went right into the fridge.

In total about 2,075 ml of jam and this is what it cost me:

1. One package of no name pectin $0.99
2. Almost a full bag of sugar which I got on sale a few months ago $1.50
3. One and a half quarts of strawberries $5.99
4. 8 snap lids $0.80
5. 2 cups of chopped rhubarb- FREE

Total cost of production $9.28.  This jam will be enough for me and the kids for a year.

So what did I earn in my 45 minutes of toil?  Well I found an all-natural strawberry rhubarb jam at Sobeys for $4.19.  This is a 190ml jar so it works out to $2.21/100ml.

So if we use this retail value as the value for my jam, I've made $45.76 worth of jam for only $9.28.

That's a 493% yield.  Sweet.

Of course, one jar will go to the neighbour who donated the rhubarb but with these types of profits I can afford to be generous.

Enjoy the weekend.

-dave