The Invest Local Book Blog.: #sba7a

Showing posts with label #sba7a. Show all posts

Monday, August 24, 2026

New SBA rules Nobody is Talking about and how they're GOOD For buyers

**New Video Alert!

New SBA rules for buying a business take effect October 1, 2026—and there's already plenty of confusion about what they actually mean.

In this video, I break down the major SBA changes affecting business acquisitions, including the 10% equity injection requirement, seller financing, investor capital, debt service coverage, Quality of Earnings reports, real estate amortization, and longer seller transition periods. I also explain why I believe many of these changes could actually benefit first-time business buyers.

The goal shouldn't be to buy the biggest business possible with the least amount of your own money. It's to acquire a good business with enough financial resilience to survive after closing.

If you're planning on buying a business with an SBA loan, understanding these new rules—and discussing your specific deal with an experienced SBA lender—is essential.

Cheers

See you over on YouTube:https://youtu.be/FMUz_guEpMc

David C Barnett

Wednesday, June 19, 2024

Who Should appraise the Business for SBA

***New Video Alert!

An appraisal is an appraisal, right?

Well, maybe not.

It could be a smidge higher or lower depending on who does it and why.

This week, we tackle the problem of understanding the incentives and biases of the people who do valuations to support things like borrowing money.

Learn more by watching this week’s video: https://youtu.be/xmOXDpDsMNI

Cheers

See you over on YouTube

David C Barnett

Wednesday, May 17, 2023

2023 SBA 7a Changes are EVIL?

Evil is a strong word.

Most people who follow me are interested in learning how to buy a business and find deals.

These new rules may appear to make it easier to pay for a business, but when you examine them, it’s not necessarily anything ‘good’ for a buyer.

So, if something isn’t ‘good,’ does that make it ‘evil?’

Depends on your take.

If you’re in the market for a US business, these changes WILL DEFINITELY have an impact on what you’ll see.

Watch here now: https://youtu.be/wwUyQ-ePXk4

Asset vs Share explainer video: https://youtu.be/HgDLgwbXgj0

Is 90% SBA financing a good idea video: https://youtu.be/-ocQGY2LuGE

Lies about ROI video: https://youtu.be/74ISnsgtwlM

Learn how to buy a business at https://www.BusinessBuyerAdvantage.com

Book a call with me at https://www.CallDavidBarnett.com

Join me on Twitter: https://www.twitter.com/dbarnettmoncton

Books can be found in my Amazon store: https://www.amazon.com/shop/davidbarnett

Stop missing my new videos. Join my email list here: https://www.DavidCBarnettList.com

Build an equity asset that is guaranteed to grow over time, never lose value and give you access to liquidity whenever you need it without having to qualify for credit- EVER. Learn more and sign up for a no-obligation consultation at https://www.NewBankingSolution.com

If your business is struggling to pay off high interest debts and you need help, check out this program from Bardwell Creative. https://courses.bardwellcreative.com/courses/business-debt-settlement-course?ref=6a30ba Learn more about how you can successfully negotiate your way out of high-cost debts without going to court by watching my interview with Kenny Butler: https://youtube.com/live/-t7W2CVWuy0

Business and Asset Values: How Owners, Buyers, Sellers, Lenders, and Advisors Should Think About Sma

What makes a business valuable? Why can a profitable company still be difficult to sell? Why can old machinery be worth more than its accounting value? Why does one business have substantial goodwill while another depends almost entirely on its physical assets? Business and Asset Values explains how value actually works inside privately held businesses. Written for business owners, entrepreneurs, investors, buyers, sellers, lenders, accountants, lawyers, advisors, and appraisers, this practical guide explores the forces that cause value to grow, weaken, transfer, or disappear. Drawing on years of experience in small-business transactions, financing, valuation, and machinery and equipment appraisal, David C. Barnett shows why value is never just a number. It is the result of cash flow, risk, market demand, asset quality, transferability, financing conditions, and the expectations of real buyers and sellers.

New Book The Business Fortress: How to Grow, Protect, and Exit Your Business with Confidence

This book isn’t written for Wall Street titans or Silicon Valley startups. It’s for the real business owners who carry the risks every day. If you own a small or mid-sized business — where your signature is on the loans, your family depends on your success, and unexpected setbacks could jeopardize everything you’ve built — The Business Fortress was written for you. In today’s uncertain economy, surviving isn’t about hustle and hope — it’s about building a fortress. In The Business Fortress, business expert David C. Barnett and CERTIFIED FINANCIAL PLANNER™ Professional Mark Willis reveal a practical blueprint for entrepreneurs who want to protect their companies, their wealth, and their future.